Greater Phoenix Home Buyer Checklist

Use this checklist to organize questions and decisions. It is educational, not legal, tax, lending, inspection, or insurance advice.

1. Define the financial picture

Speak with a qualified lender and identify a comfortable monthly range—not only a maximum approval.

Estimate cash needed for down payment, inspections, appraisal, closing costs, moving, and reserves.

Include taxes, insurance, association fees, special districts, utilities, and maintenance in comparisons.

Map work, family, healthcare, airport, recreation, and other regular destinations.

Choose property type, must-haves, flexible preferences, and deal breakers.

Test exact routes at relevant times rather than relying on city-wide assumptions.

Review seller disclosures, title information, association documents, permits, and nearby development.

Arrange inspections appropriate to the property and discuss insurability early.

Compare condition, major systems, lot, parking, orientation, noise, and likely maintenance.

Understand price, earnest money, contingencies, deadlines, concessions, and included items before signing.

Respond promptly to lender, escrow, inspection, and document requests.

Review final figures, complete the final walkthrough, and confirm transfer and recording steps.

Arizona transactions are deadline-driven. Use the current contract, Arizona Buyer Advisory, and qualified professionals for authoritative guidance.

Akanksha Tomar, REALTOR® · Arizona license #SA719827000
eXp Realty | Kumler Group
(217) 979-1262 · Akanksha.azhomes@gmail.com
homeswithakanksha.com